MX vs PayActiv
MXDigital Banking Platforms
PayActivDigital Wallet Platforms
MX Digital Banking Platforms Data-driven money experiences. | PayActiv Digital Wallet Platforms Bringing Financial Wellness and Freedom to All | |
|---|---|---|
| Overview | ||
| Category | Digital Banking Platforms | Digital Wallet Platforms |
| What it is | MX provides financial data connectivity, enrichment, and analytics APIs for banks, credit unions, and fintech companies to improve digital banking experiences. | Financial wellness platform offering earned wage access, savings, bill pay, and financial counseling to working Americans. |
| Pricing | ||
| Published price | Enterprise, quote-only pricing sold to banks, credit unions, and fintechs; sized by institution, data volume, and products (aggregation, data enhancement, Helios mobile banking).… | Payactiv publishes program fees: several EWA disbursement types have no fee, real-time Payactiv Visa transfers can be free with qualifying direct deposit, otherwise a $2.49 load f… |
| Pricing model | Custom quote | Free |
| Free options | No free plan · No free trial | Free plan · No free trial |
| Deal on Cubbie | None right now | None right now |
| Company | ||
| Founded | 2010 | 2012 |
| Team size | 501-1,000 employees | 201-500 employees |
| Headquarters | Lehi, Utah | San Jose, CA |
| Featured clients | Ally, LendingTree | Not available |