Bank & card
Plaid: automatic spend detection
Cubbie reads recurring SaaS charges from your business bank or card to detect what you actually pay for. Access to a company account or card usually sits with finance.
Connect your stack
Turn your software list into a living buying system
Cubbie is not just asking you to upload a spreadsheet. Once your stack is connected, the platform can monitor waste, surface renewal risk, recommend better-fit products, and show where similar companies are getting more leverage from software.
Ways to connect
A bank or card connection, an invoice, a CSV, or a list you type in. Any one of those is enough to start. Okta and Google Workspace come after that, and add seat-level usage on top of a stack that is already there.
Finance
Invoices and CSV imports
Upload an invoice (Cubbie's AI extracts the plan, spend, seats, and renewal) or import a CSV of your stack to map real spend against usage and renewal risk.
Identity
Okta & Google Workspace: deeper insights
An add-on for teams with an IT admin, once your stack is in. It layers seat-level usage on top: active users per app, unused seats, and overlapping tools.
Manual
Enter your stack yourself
Type in the software you know you pay for. Vendor, plan, and cost. A few minutes covers a first pass and Cubbie has enough to work with.
What happens after you connect
The goal is not data entry. The goal is better software decisions with less manual work.
Waste
Catch unused and overlapping tools
Find shelfware, duplicate categories, low-usage seats, and paid tools whose free tiers may be enough.
Renewals
Never get surprised by renewals
Build a renewal calendar, owner map, and approval workflow before vendors have all the leverage.
Gaps
Discover missed opportunities
Compare your stack against similar companies to identify categories you may be underinvesting in.
Buying
Move from insight to purchase
Shortlist trusted vendors, compare profiles, request approvals, and earn Cubbie Points on eligible purchases.
The stack workflow
A simple path from disconnected tools to a software operating system.
Connect what you can
Start with a bank or card connection, an invoice, a CSV, or a typed list. Add Okta or Google Workspace later for deeper seat-level usage. You do not need perfect data on day one.
Cubbie normalizes the stack
We dedupe vendors, map products to categories, attach renewal context, and detect likely owners.
The platform scores every product
Usage, spend, renewal timing, vendor quality, overlap, and category benchmarks become one decision surface.
You act from one workflow
Cut waste, add missing tools, compare alternatives, negotiate renewals, and buy through the marketplace.