Klarna Kosma vs Perfios
Klarna KosmaFinancial Data APIs
CustomPublished price
PerfiosFinancial Data Aggregation
Usage-basedPublished price
Klarna Kosma Financial Data APIs Your money treated right | Perfios Financial Data Aggregation AI Operating System for Banks, NBFCs, Fintech, Insurance | |
|---|---|---|
| Overview | ||
| Category | Financial Data APIs | Financial Data Aggregation |
| What it is | Klarna's European open banking platform offering data aggregation APIs for businesses. | Indian financial data analytics platform offering credit decisioning and bank statement analysis for lenders across 18 countries. |
| Pricing | ||
| Published price | Custom No standard public pricing; quoted per client. A limited startup program offers three months of free access. Regulated PSD2 access is typically free while premium API features car… | Usage-based Perfios uses usage/transaction-based pricing (per bank statement analyzed, per credit decision, per onboarding) blended with annual platform fees; enterprise plans are custom. No… |
| Pricing model | Custom quote | Custom quote |
| Free options | No free plan · No free trial | No free plan · No free trial |
| Deal on Cubbie | None right now | None right now |
| Company | ||
| Founded | 2005 | 2008 |
| Team size | 501-1000 employees | 1001-2500 employees |
| Headquarters | Stockholm, Sweden | Bengaluru, India |