Finicity vs Perfios
FinicityOpen Banking and BaaS
Usage-basedPublished price
PerfiosFinancial Data Aggregation
Usage-basedPublished price
Finicity Open Banking and BaaS Mastercard-owned open banking platform providing account aggregation and verification APIs for lenders. | Perfios Financial Data Aggregation AI Operating System for Banks, NBFCs, Fintech, Insurance | |
|---|---|---|
| Overview | ||
| Category | Open Banking and BaaS | Financial Data Aggregation |
| What it is | Mastercard-owned open banking platform providing account aggregation and verification APIs for lenders. | Indian financial data analytics platform offering credit decisioning and bank statement analysis for lenders across 18 countries. |
| Pricing | ||
| Published price | Usage-based Now Mastercard Open Banking (Finicity rebranded). Free sandbox/test drive is available; production is billed per successful API call (pay-as-you-go) plus custom enterprise plans.… | Usage-based Perfios uses usage/transaction-based pricing (per bank statement analyzed, per credit decision, per onboarding) blended with annual platform fees; enterprise plans are custom. No… |
| Pricing model | Usage-based | Custom quote |
| Free options | No free plan · Free trial | No free plan · No free trial |
| Deal on Cubbie | None right now | None right now |
| Company | ||
| Founded | 1999 | 2008 |
| Team size | 201-500 employees | 1001-2500 employees |
| Headquarters | Murray, UT | Bengaluru, India |