Finatext vs Finicity
FinatextEmbedded Finance
CustomPublished price
FinicityOpen Banking and BaaS
Usage-basedPublished price
Finatext Embedded Finance 金融をサービスとして再発明する (Reinvent Finance as a Service) | Finicity Open Banking and BaaS Mastercard-owned open banking platform providing account aggregation and verification APIs for lenders. | |
|---|---|---|
| Overview | ||
| Category | Embedded Finance | Open Banking and BaaS |
| What it is | Japanese fintech platform offering infrastructure for brokerage, banking, and insurance partners. | Mastercard-owned open banking platform providing account aggregation and verification APIs for lenders. |
| Pricing | ||
| Published price | Custom No authoritative public numeric starting price was found. Finatext is sold through contact-led or scope-dependent commercial terms, so buyers should request a current quote. | Usage-based Now Mastercard Open Banking (Finicity rebranded). Free sandbox/test drive is available; production is billed per successful API call (pay-as-you-go) plus custom enterprise plans.… |
| Pricing model | Custom quote | Usage-based |
| Free options | No free plan · No free trial | No free plan · Free trial |
| Deal on Cubbie | None right now | None right now |
| Company | ||
| Founded | 2013 | 1999 |
| Team size | 201-500 employees | 201-500 employees |
| Headquarters | Tokyo, Japan | Murray, UT |