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Open banking payment infrastructure provider enabling businesses to initiate payments directly from bank accounts via API.

Pricing

Usage-based

Founded

2015

Team size

51-200 employees

Headquarters

London, UK

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About Token.io

Token.io is account-to-account (A2A) payments infrastructure powered by open banking, enabling pay-by-bank and variable recurring payments (VRP). Its API connects to 4,000+ banks so businesses and PSPs can initiate bank payments at checkout, retrieve account information, and handle settlements, payouts, and refunds without cards. It targets payment providers, merchants, and financial institutions seeking lower-cost, real-time bank payments.

Buyer Fit & Positioning

Procurement & Fit

Structured facts from the vendor to help your security, finance, and procurement reviews move faster.

Trust

Security & compliance

The vendor hasn’t added security or compliance details yet.

Pricing

Commercial model

Pricing model: Usage-based

Free trial: No

Free plan: No

Contract minimum: Not specified

Procurement

Purchasing & legal

The vendor hasn’t added purchasing & legal details yet.

Fit

Best-fit company size

Company-size fit has not been specified yet.

Implementation & Procurement

Commercial Fit & Ecosystem

Proof, Outcomes & Momentum

Alternatives, Migration & Buyer Objections