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Cashflow underwriting and credit insights for lenders.

Pricing

Custom quote

Founded

2021

Team size

11-50 employees

Headquarters

New York, NY

Prism Data preview

Preview from prismdata.com

At a glance

Pricing model

Custom quote

Security

SOC 2

About Prism Data

Prism Data is a cash-flow underwriting and analytics platform whose flagship CashScore predicts credit default risk from bank-account transaction data rather than traditional credit history. It ingests de-identified deposit data via aggregators or a single API endpoint and returns risk scores and financial-health insights with sub-second latency. It serves lenders, fintechs, and banks looking to expand approvals and reduce losses, including for thin-file consumers.

Procurement & Fit

Structured facts from the vendor to help your security, finance, and procurement reviews move faster.

Trust

Security & compliance

SOC 2

SLA uptime target: Not specified

Security review turnaround: Not specified

DPA available: Not specified

Pricing

Commercial model

Pricing model: Custom quote

Free trial: No

Free plan: No

Contract minimum: Not specified

Procurement

Purchasing & legal

The vendor hasn’t added purchasing & legal details yet.

Fit

Best-fit company size

Company-size fit has not been specified yet.

Buyer Fit & Positioning

Implementation & Procurement

Commercial Fit & Ecosystem

Proof, Outcomes & Momentum

Alternatives, Migration & Buyer Objections