New: AI agents can shop on Cubbie Read →

Income and employment data API enabling verification, direct deposit switching, and earned wage access. Serves banks, lenders, and fintech platforms.

Pricing

Custom quote

Founded

2018

Team size

51-200 employees

Headquarters

New York, NY

Pinwheel preview

Preview from pinwheelapi.com

At a glance

Pricing model

Custom quote

Integrates with

1,800+ Payroll Platforms40+ Time And Attendance SystemsLeading digital banking platforms

Security

SOC 2ISO 27001PCI DSS

About Pinwheel

Pinwheel is a payroll-connectivity API that lets fintechs and banks verify income and employment, switch direct deposits, enable earned wage access, and manage bills, with integrations to 1,600+ payroll platforms covering an estimated 80% of US workers. It is also a Consumer Reporting Agency in the payroll-connectivity space. Pricing is enterprise, quote-based, and not publicly listed.

Procurement & Fit

Structured facts from the vendor to help your security, finance, and procurement reviews move faster.

Trust

Security & compliance

SOC 2ISO 27001PCI DSS

SLA uptime target: Not specified

Security review turnaround: Not specified

DPA available: Not specified

Pricing

Commercial model

Pricing model: Custom quote

Free trial: No

Free plan: No

Contract minimum: Not specified

Procurement

Purchasing & legal

The vendor hasn’t added purchasing & legal details yet.

Fit

Best-fit company size

Company-size fit has not been specified yet.

Buyer Fit & Positioning

Implementation & Procurement

Commercial Fit & Ecosystem

Proof, Outcomes & Momentum

Alternatives, Migration & Buyer Objections