Cards and spend on autopilot

Corporate cards, expenses, and bill pay with the policy enforced at swipe time, not at month end.

Policy-to-close spend stack

Individual products and alternatives (12)

Ramp

Issue governed cards

Ramp is a corporate card and spend management platform that automates expense tracking, bill payments, and procurement with AI-powered savings insights.

Brex

Issue governed cards

Brex is an AI-powered spend management platform offering corporate cards, expense management, bill pay, travel booking, and banking for startups and enterprises. It provides real-time spend visibility…

Divvy

Issue governed cards

Divvy (now BILL Spend & Expense) provides corporate cards and expense management software with real-time budgeting, receipt capture, and automated reporting.

BILL

Pay the bills

BILL (formerly Bill.com) is a financial operations platform that automates accounts payable, accounts receivable, and spend management. It digitizes approvals, payments, and cash flow management for b…

Melio

Pay the bills

Melio is a B2B payment platform that simplifies accounts payable and receivable for small businesses with free bank transfers and card payments.

Tipalti

Pay the bills

Tipalti offers an all-in-one finance automation solution that streamlines accounts payable, global payments, procurement, and expense management.

Expensify

Capture the expense

Expensify is an expense management app that automates receipt scanning, expense reporting, reimbursements, and corporate card reconciliation.

Navan

Capture the expense

Navan is an all-in-one travel and expense management platform built for simplicity, combining booking, tracking, and reimbursement features.

Rydoo

Capture the expense

Rydoo is a user-friendly expense management platform that simplifies travel and expense workflows for teams of all sizes.

Puzzle

Close the spend ledger

Puzzle is an AI-powered accounting platform designed for startups that automates bookkeeping, provides real-time financial dashboards, and generates investor-ready reports.

Digits

Close the spend ledger

AI-driven accounting platform for startups and small businesses offering real-time bookkeeping and financial insights.

Campfire

Close the spend ledger

AI-native ERP with automated general ledger and revenue recognition for high-growth startups.