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PayEm vs Zip Co

People

PayEmSpend Management

Zip CoSpend Management

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Spend Management

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Spend Management

Overview

Focus

Spend Management

Product

Global payables platform for multi-entity organizations with AP automation, procurement cards, and cross-border payments.

Global buy-now-pay-later platform offering installment payments for consumers and integrations for merchants.

Website

Headquarters

New York, New York

Sydney, Australia

Company size

51-200 employees

501-1,000 employees

Founded

2019

2013

Pricing details

Source updated

Oct 29, 2026

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