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Nova Credit vs Perfios

People

Nova CreditCredit Risk Management

PerfiosFinancial Data Aggregation

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Price

Usage-based

Credit Risk Management

Annual estimate10 people, entry price

Usage-based

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Credit Risk Management

Overview

Focus

Credit Risk Management

Financial Data Aggregation

Product

Cross-border credit bureau and income data platform enabling lenders to underwrite newcomers to the United States.

Indian financial data analytics platform offering credit decisioning and bank statement analysis for lenders across 18 countries.

Website

Headquarters

San Francisco, California

Bengaluru, India

Company size

51-200 employees

1,001-5,000 employees

Founded

2016

2008

Pricing details

Published rate

Usage-based

Source updated

Oct 29, 2026

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