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FintechOS vs Toqio
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Embedded Finance
Overview
Focus
Embedded Finance
Embedded Finance
Product
Financial product factory platform helping banks and insurers launch digital products faster.
Embedded finance and banking-as-a-service platform for brands to launch financial products.
Headquarters
Bucharest, Romania
Madrid, Spain
Company size
201-500 employees
51-200 employees
Founded
2017
2019
Pricing details
Source updated
Nov 2, 2026
Oct 29, 2026