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Finicity vs Klarna Kosma
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Price
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Open Banking and BaaS
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Open Banking and BaaS
Overview
Focus
Open Banking and BaaS
Financial Data APIs
Product
Mastercard-owned open banking platform providing account aggregation and verification APIs for lenders.
Klarna's European open banking platform offering data aggregation APIs for businesses.
Headquarters
Murray, Utah
Stockholm, Sweden
Company size
201-500 employees
501-1,000 employees
Founded
1999
2005
Pricing details
Published rate
Usage-based
Free options
Free trial
Source updated
Oct 29, 2026
Oct 29, 2026