CreditVidya vs Perfios
CreditVidyaCredit Risk Management
CustomPublished price
PerfiosFinancial Data Aggregation
Usage-basedPublished price
CreditVidya Credit Risk Management Automate employment verification in under 1 minute | Perfios Financial Data Aggregation AI Operating System for Banks, NBFCs, Fintech, Insurance | |
|---|---|---|
| Overview | ||
| Category | Credit Risk Management | Financial Data Aggregation |
| What it is | Indian alternative credit scoring platform helping lenders assess thin-file borrowers using digital footprint data and AI risk models. | Indian financial data analytics platform offering credit decisioning and bank statement analysis for lenders across 18 countries. |
| Pricing | ||
| Published price | Custom No public pricing; enterprise/API deals sold to lenders via sales. Rebranded: creditvidya.com now 301-redirects to prefr.com/creditvidya. The alt-data credit-scoring capability is… | Usage-based Perfios uses usage/transaction-based pricing (per bank statement analyzed, per credit decision, per onboarding) blended with annual platform fees; enterprise plans are custom. No… |
| Pricing model | Custom quote | Custom quote |
| Free options | No free plan · No free trial | No free plan · No free trial |
| Deal on Cubbie | None right now | None right now |
| Company | ||
| Founded | 2013 | 2008 |
| Team size | 201-500 employees | 1001-2500 employees |
| Headquarters | Hyderabad, India | Bengaluru, India |